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Health Insurance for Pregnancy
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ForumUser Posts: 539
Posted On: 8/25/2016
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Hi,
Wanted information regarding health insurance.
Me & my wife are from Islamabad, Pakistan.
My wife is expecting & we will travel to Canada in November 2016 as the baby is expected in December.
Wanted to know if any kind insurance can cover her so that there is a minimum expense of the hospital.
your prompt & positive reply in this regard will be appreciated.
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Moderator Moderator Posts: 4075
Posted On: 8/29/2016
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Hello,
Thank you for sharing your situation and question with us.
We can appreciate that you would be concerned about this situation.
In terms of Health Insurance, it is wise to purchase private health insurance for the 3-month wait period for OHIP.
You may find our article Where can I buy private health insurance for newcomers and visitors to Canada? for some tips. Here is an excerpt:
Generally, the coverage you need is for "visitors to Canada." You need to confirm with the insurance company that they have insurance plans for people who do not have OHIP.
Not all health related expenses are covered by private insurance. For example, pregnancy-related costs may not be covered. So, make sure that the plan you choose suits your needs. For some companies, you might have to buy insurance within a certain number of days after arriving in Ontario.
As you can see, unfortunately, pregnancy-related costs are not generally covered.
Therefore, in terms of what other options your wife may have here in Ontario, you can find some detailed information in our Settlement.Org I am pregnant and don't have OHIP. What health care can I get? article.
You may also find some additional information in this Settlement.Org How much does it cost to get care from a midwife? article.
I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.
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Anna
Settlement.Org Content and Information/Referral Specialist, CIRS
Settlement.Org
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