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ODSP Approval
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DeepG Posts: 2
Posted On: 12/8/2014
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Hello all! I have an ODSP related question to which I've received varying answers.
I looked at other ODSP related questions on this site, but none answered my specific question.
I am on CPP Disability, a Canadian citizen, live in Ontario, and cannot work. I live with my parents and sister. Combined, they make over $100 000/yr. My parents are both retired. My family has a lot of assets (financial accounts, savings, and property). All their assets probably total well over $1M.
I personally make about $9 000/yr and have no assets other than an RDSP. I have a car loan that I pay but the car is not in my name. My parents use the car (it's their only car) and I decided to keep paying for it to help them out.
My question is: Will ODSP not approve me because my household income and assets are too much?
The way I understand it is that ODSP will not approve me because of my household income and assets. If they consider my personal income and assets only, I am well below the ODSP limits. I called the ODSP office and the representative told me they look at household income and assets. A lawyer told me otherwise. He said they only look at my personal income and assets. This makes more sense to me because my family's income is their income, not mine.
I didn't think I'd get approved, so for almost 5 yrs I never bothered to apply. I went to the office when I got out of the hospital, but the case worker said I probably wouldn't get approved because at that time the car was in my name. I didn't apply and never went back.
I'm confused! Someone please enlighten me!
Thank you!
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Moderator Moderator Posts: 4142
Posted On: 12/9/2014
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Hello,
Thank you for sharing your situation and question with us.
You may be able to find some helpful information in the Ontario Disability Support Program – Income Support Directives in the An Adult Living with Parents and Eligible for Income Support in his/her Own Right section on page 6.
Here is an excerpt,
An Adult Living with Parents and Eligible for Income Support in his/her Own Right
An adult living with parents may be eligible for ODSP in his/her own right if he/she meets the financial eligibility criteria and qualifies as a person with a disability. An application can be taken 6 months prior to the person’s 18th birthday, but income support cannot be granted until the person is 18 years of age.
The budgetary requirements of a person who is eligible for ODSP in his/her own right while living with parents are assessed separately from his/her parents. If the parents are in receipt of social assistance from either Ontario Works or ODSP, there is no boarder or roomer charge against the parent’s social assistance.
The Ministry of Community and Social Services website suggests that to understand how this information applies to your situation, it is important to contact your local Ontario Disability Support Program office. Give them all the information you can about your personal circumstances.
I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.
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Anna
Settlement.Org Content and Information/Referral Specialist, CIRS
Settlement.Org
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DeepG Posts: 2
Posted On: 12/11/2014
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Thank you so much Anna! I will contact the ODSP office ASAP!
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Moderator Moderator Posts: 4142
Posted On: 12/11/2014
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You are very welcome!
Please let us know if you have further questions and if there is any follow up to your situation.
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Anna
Settlement.Org Content and Information/Referral Specialist, CIRS
Settlement.Org
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