Health, including mental health, health card (OHIP), addictions, alternative health...
OHIP for my Wife - Pregnancy - Options?
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alex2015 Posts: 5
Posted On: 12/19/2014
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Planning to conceive baby while my wife on visiting from UK. Being Canadian, I use OHIP for myself but can not use for baby/child birth expenses right? Is there any remedy.
Your advise really appreciate.
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MelM Posts: 226
Posted On: 12/20/2014
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Your wife doesn't qualify for OHIP as a visitor to Canada and you would therefore have to pay for all of the costs of the delivery (and any pre-birth care/appointments) out of your own pocket. There are some insurance companies who will sell you insurance coverage to cover the costs of having a baby in Canada. However the insurance must be purchased at least 10 months before the baby is born and there are limits to what the insurance will cover. The alternative is to sponsor your wife for permanent residency first (use the outland process) and delay having a baby until your wife has PR status in Canada and OHIP coverage. Note that OHIP coverage will start three months AFTER she becomes a PR of Canada.
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