Health, including mental health, health card (OHIP), addictions, alternative health...
What private insurance can I get for 3 months?
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dllyon Posts: 1
Posted On: 1/15/2016
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I'm a Canadian citizen moving back to Ontario after an 18 month absence.
Need to find private health insurance for 3 three month wait period. Can only seem to find coverage through Blue Cross.
Are there no other companies who provide this type of coverage?
DL
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Moderator Moderator Posts: 4142
Posted On: 1/15/2016
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Hi There,
Thanks for sharing your question and situation with us. We can appreciate that this is a frustrating situation.
From my understanding, you are looking to purchase insurance to cover your first 3 months in Ontario while you wait for OHIP to cover you.
The short answer to your question is, there are a few options for you, you just need to shop around and find what fits your needs best.
You may find our article Where can I buy private health insurance for newcomers and visitors to Canada? for some tips. Here is an excerpt:
Generally, the coverage you need is for "visitors to Canada." You need to confirm with the insurance company that they have insurance plans for people who do not have OHIP.
Not all health related expenses are covered by private insurance. For example, pregnancy-related costs may not be covered. So, make sure that the plan you choose suits your needs. For some companies, you might have to buy insurance within a certain number of days after arriving in Ontario.
You may wish to use the OmbudService Insurance Finder to see some of the options that may suit your personal situation.
You can also look for free and low-cost health services at a Community Health Centre.
Some of our users may also be able to share their experience with you.
I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.
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Theresa
Information & Referral Specialist, CIRS
Your Settlement.Org Team
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