Landlord/tenant rights, dealing with problems, where to get help...
Proof of Contents Insurance
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user Posts: 130
Posted On: 3/31/2016
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Do I have to give proof of insurance to rent an apartment? Landlord is requesting it before letting me have the keys.
I am in Burlington.
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Moderator Moderator Posts: 4142
Posted On: 4/12/2016
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Hello,
Thank you for sharing your situation and question with us.
We can appreciate that you would be interested in knowing what your rights are in this situation.
We suggest that it is best if you contact the nearest Community Legal Clinic for some assistance.
I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.
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Anna
Settlement.Org Content and Information/Referral Specialist, CIRS
Settlement.Org
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Mark Caffrey Posts: 2
Posted On: 9/5/2017
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Hi,
I am not sure if you have to or not but i can tell you that most Landlords will request it.
It is also a really smart thing to get for your self regardless.
It protects your contents, which may not be much to begin with but they certainly add up quickly. The insurance also covers you for damage or injury you may be responsible for to other peoples property or person. This could be as simple as accidentally letting r a bathtub overflow and causing damage to the apartment below you.
In that case you could be responsible to pay for the damage to the building and the other persons contents and without insurance to help, this could be a financially devastating event. with the right insurance in place, the insurance policy would cover it for you. This insurance typically only costs $20-$25 per month depending on coverage options and amounts.
Hope that helps,
Mark Caffrey
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